Affiliate & Advertising Disclosure

Last updated: October 7, 2026

In short

Military Life Tools is free to use and reader-supported. We earn money in two ways: affiliate commissions when you buy through some of the links on this site, and advertising served by third-party ad networks. Neither ever changes the numbers our calculators produce or the guidance we publish.

Affiliate links

Some outbound links on this site are affiliate links. If you click one and make a purchase, we may receive a commission. This costs you nothing extra — the price you pay is the same either way.

Amazon Associates

Military Life Tools is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. As an Amazon Associate we earn from qualifying purchases. Product prices and availability are set by Amazon and are subject to change.

Third-party advertising

We display advertising supplied by third-party ad networks, including Adsterra. These networks may use cookies or similar technologies to serve ads based on your prior visits to this and other websites. We do not control the content of those ads. See our Privacy Policy for how to manage cookies.

How we choose what to recommend

Recommendations are based on usefulness to service members, veterans, and their families — not on commission rates. Where we list products, we include them because they fit the task at hand. You are never required to buy anything, and every tool on this site works without doing so.

Our calculators and data

Our calculators are independent tools. Their outputs are derived from published official sources such as DFAS, the VA, TSP.gov, and DTMO. No commercial relationship affects those figures, the formulas behind them, or the content of our guides.

Questions

If anything here is unclear, or you want to know whether a specific link is an affiliate link, contact us at Contact Us.